Hard Money Lending in Pinellas County

Moving at the Speed of the Deal

In an active market, financing is what separates the offer that gets accepted from the one that does not. The county seat is Clearwater, and the county sits on the water in the Tampa Bay area.

A hard money loan is built for that. The review is on the property rather than a borrower's paperwork, so the work that usually takes weeks is not part of the timeline.

You get a rate the same day and a closing measured in days.

What We Lend On in Pinellas County

• Purchase and bridge

  Acquisition and short-term financing on investment property, including deals with a closing date a bank cannot meet.

• Fix and flip

  Purchase plus renovation on property that will be improved and resold.

• Cash-out refinance

  Equity out of property already owned, whether for the next acquisition or to clear existing financing.

• Non-conforming situations

  Foreign national borrowers, self-employed borrowers, and files that do not fit a conventional box.

What We Need From You

The property, what you are doing with it, and how the loan gets repaid. No tax returns, no upfront fees, and no junk fees.

If the numbers work, we move. That has been the approach on Pinellas County property and everywhere else in Florida we lend.