Non-QM Loans
A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans.
Get a rate in 60 minutesDSCR
This is a mortgage option for borrowers who are looking to purchase or refinance N/O/O SFR, Condo, and 2-4-unit properties. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
No Income Proof Needed
All Loans are N.I.V. (No Income Verified)
No Income stated on 1003
Loan Amounts from $100,000 - $3,000,000
Lending to LLC's, S-Corp, C-Corps, Trusts or Individuals.
Property Types Include: SFR, Condo, 2-4 Units
Interest Only Option Available
Foreign Nationals - OK
100% Gift Funds - OK
NO DSCR
This is a mortgage option for borrowers who are looking to purchase or refinance N/O/O SFR, Condo, and 2-4-unit properties. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
No Balloon payments - 30 year fully amortized
No Income Proof Needed
All Loans are N.I.V. (No Income Verified)
No Income stated on 1003
LTV up to 75%
No DTI Ratios
No DSCR calculated
Rates as low as 5.50%
Loan Amounts from $100,000 - $3,000,000
Lending to LLC's, S-Corp, C-Corps, Trusts or Individuals.
Property Types Include: SFR, Condo, Condotels, 2-4 Units
Interest Only Option Available
Foreign Nationals - OK
Get a rate in 60 minutes
Min loan $400,000 up to $10,000,000. Call 954-967-6600 or email contact@cityfirstmortgagecorp.com.
Get a rate in 60 minutes